HR Insights

Despite radical changes to the United States heath insurance system, the nation's employers are adjusting to the Affordable Care Act.

Concern over the ACA's requirements is down from 64% to 33% since 2012.

The new excise tax and continued coverage requirements for adult children are two Affordable Care Act requirements changing employer benefits packages.

Today's employers are having to decide between building and buying healthcare packages, all the while considering how sweeping changes will affect every aspect of the workplace.

Sally Roberts of the Society for Human Resource Management testified before the House that healthcare reform has complicated benefits programs nationwide.

Because of the complexities and time required to get benefits up to code, costs are being driven up and plans are being simplified.

Roberts calls for a return to pre-ACA benefits organization practices, in order to ensure better coverage for all.

In 3 years, Obamacare's so-called Cadillac Tax goes into effect, instituting a 40% excise tax on high-value insurance benefits.

Though controversial, the measure will help offset the cost of Obamacare while raising wages for many, as employers are forced to pay their employees more to cover costs of healthcare once paid for by tax-protected benefits packages.