Employer Healthcare Strategies


Self-Funding for Small to Mid-Sized Businesses - Part 2

Posted by Tatiana Spears on March 23, 2017

3 Misconceptions About Self-Funded Insurance

When thinking of opting for an insurance plan for their employees, some small businesses automatically assume that a self-funded plan is only a good option for large employers. Not true. In fact, did you know that it is estimated that 61 percent of companies within the U.S. self-fund at least a portion of their health plan? Read on to find out about three of the common misconceptions about self-funded insurance and the truth about each of them.

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5 Benefits of a Shared Clinic Model

Posted by Tatiana Spears on February 7, 2017

Think you're too small to benefit from an employer-sponsored clinic? Think again. A new model is emerging, empowering small and mid-sized businesses to reap the benefits of direct primary care.

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3 Reasons Why Your Employees Are Avoiding the Doctor

Posted by Tatiana Spears on February 2, 2017

Photo Credit: Breather via Unsplash 

You’re offering the best benefits you can, and your employees are still avoiding the doctor. Find out the most common barriers — and the potential solution that can dismantle them.

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ACA Repeal & Replace Underway – What Employers Need to Know

Posted by Tatiana Spears on January 27, 2017


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Here’s How Much Unhealthy Employees Could Be Hurting Your Bottom Line

Posted by Tatiana Spears on August 11, 2016

Identify the factors that contribute to unhealthy workforce and discover what you can do to turn things around for good.

People are the greatest asset of any organization. Some of the greatest companies are built on the innovative minds of an engaged workforce. But with less than one-third of employees engaged at work, it’s in the best interest of every employer to explore barriers to engagement – including health.

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5 Smart Ways to Reduce Healthcare Costs

Posted by Tatiana Spears on July 28, 2016

Looking for ways to reduce healthcare spending in your organization? Here are five ways to begin saving now. 

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To HSA or Not HSA?

Posted by Tatiana Spears on July 6, 2016

Learn the basics of Health Savings Accounts (HSAs) and determine if this type of consumer-driven health plan is right for your company.

Consumer driven health plans (CDHP) such as HSAs are a keen strategy for controlling costs and continue to gain popularity. In 2015, enrollment in consumer-driven health plans (CDHP) nearly doubled among large employers during the previous three years – from 15% to 28% of covered employees.

Small employers still trail but nevertheless experienced a modest increase over the same period – 17% to 19%. Overall, CDHP enrollment reached 25% in 2015. To understand the surge in growth, let’s first examine how they work.

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What Will Healthcare Costs Be Like in 100 Years?

Posted by Tatiana Spears on December 30, 2015

Employer cost-shifting, greater use of virtual care, and more savvy consumers being guided toward cost-effective healthcare will put downward pressure on health spending in 2016, according to the brilliant minds at PwC.

The recent report from PwC's Health Research Institute — Medical Cost Trend: Behind the Numbers 2016 — also projects U.S. medical inflation will dip to 6.5 percent in 2016, capping a 10-year trend of slowing employer medical cost trend growth in the employer-sponsored market.

While the present “health care century” will probably see more progress in reducing the economic burden of health care, we can’t forget what we’ve learned just even in the last few years. 

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3 Ways Every Company Can Save Money on Healthcare Costs

Posted by Cody Tripp on October 30, 2014

As the cost of providing healthcare to employees continues to rise, companies are searching for new ways to save money. Take for instance cost shifting: According to the International Foundation of Employee Benefit Plans, almost one-third of all employers have increased employee deductibles, out-of-pocket maximums, or the employees’ share of premiums. Additionally, more than one in five employers have increased co-payments and the proportion of dependent coverage costs. Not surprisingly, nearly one in six smaller organizations have gone so far as to reduce their workforce or adjusted working hours so that fewer employees qualify for health benefits. While these strategies may indeed reduce the bottom-line, they come at a great expense to their workforce and company culture.

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